How to Retire Before You're 50

The UK press reported today that the UK government would like to increase the retirement age by 6 months per year until the minimum point where you get your state pension is 70.

That must qualify as one of the least surprising press releases for some time.

Coupled with another report that the Bank of England wants to make getting a mortgage even tougher, because it's expecting thousands of families to be unable to pay their existing mortgages once the rates start going back up, and you'd expect hard-working mortgage payers like me to be somewhat upset.

I'm not.

I'm happy to be building a business outside of my full-time job that will ensure me more than the state pension just from my customer base.

Team leaders in Kleeneze can earn my full-time salary after a few years building their business. And I'm just inside the 40% tax bracket.

Looks like a solid opportunity to retire before you're 50. Assuming you start before you're 40, of course. Nothing lasting and worthwhile ever happens overnight.

Losing Your Distributors

This week I lost a distributor. I looked at my latest Group Analysis statement and she wasn't there anymore. I don't know whether her weeks of inactivity have caused her to be moved to a corporate reporting limbo zone or whether she's actually handed her kit back.

As always, my first response was to try and contact her. She's difficult to contact at the best of times, tending not to answer her phone, calling back very late at night if she returns my calls at all. There has been no response to either phone or email. This is all the more frustrating because, even if she no longer wants to be a Kleeneze distributor, talking with her could help me help others in the future.

Realistically, there's little I can do. Motivating team members in this industry is nothing like motivating people in a corporate environment, where team leaders have a captive audience who have to turn up for work. All I can do is stay in touch, one-way though that communication may be, and move on to supporting and encouraging others.

What would you do when this happens?